Services

"Along with the responsive service that we receive from BIG Benefits, they really have a sense of how our individual business works and our specialized benefits needs.  Their efforts to understand the particular needs of our business has led to some innovative and effective solutions catered to best fit us.  To navigate the upcoming changes in health care reform, create a benefits program and package specifically tailored to fit your business needs, I would highly recommend BIG Benefits."

- C Todd, Controller, Construction Company

Benefits Consulting

As your trusted advisor, BIG Benefits provides solutions to facilitate each phase of successful benefits strategies:

Analysis

  • Quoting, Underwriting, Requests for Proposal, Reporting, Predictive Modeling, cost/benefit reporting

Planning

  • Strategy, Recommendations, Proposals, Cost/benefit reporting, predictive modeling

Implementation

  • Employee education, benefits meetings, benefit guides, online enrollment,

Tracking

  • Monthly and quarterly claims reporting, quarterly Management reviews, client satisfaction surveys, claimstrend analysis, employee education

Group Benefits

  • Medical
  • Pharmacy
  • Dental/Vision
  • Life, AD&D, Disability
  • Employee Assistance Programs

Voluntary Benefits

  • Medical Gap Plans
  • Accident
  • Critical Illness
  • Hospital Indemnity
  • Telemedicine
  • Identity Theft Protection

Health Care Reform

  • Health Exchanges: Individual & Small Group
  • Individual, Federal Subsidies
  • PPACA Training & Planning
  • Employer Mandate Calculator Tools

Wellness Initiatives

 

  • Cost/Benefit Analysis
  • Individual Coaching Programs
  • Accountability Software
  • Predictive Modeling

 

Administrative Services

  • Self-funded Medical, Pharmacy, Dental & Vision Plans
  • Health Reimbursement Arrangements (HRAs)
  • Health Savings Accounts (HSAs)
  • Flexible Spending Accounts (FSAs)
  • COBRA Administration
  • Online Enrollment Tools

Buy/Sell Agreements

Every partnership ought to have a buy/sell agreement in place.  Most do; however, very few buy/sell agreements have been adequately funded in the event of a partner's death or disability.  We implement various life and disability strategies to meet the individual needs of our clients and ensure that a life event does not result in the catastrophic failure of the business due to the immediate financial demands of the buy/sell agreement.